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1-2-3 Things to Know About Home Insurance in Texas
1
Texas Roofs
Roofs in Texas almost never reach their rated age due to the extremes in weather we experience. A roof rated to last 40 years is lucky to reach 10 years of age.
2
Water Coverage
Many policies do not have full-coverage in the event of water damage. Sudden and accidental pipes bursting, foundation damage, slow leaks, or water rising all require specific endorsements for damages. This is especially important to note due heavy Texas rains and harsh freezes.
3
Open vs. Name Peril
In an Open Peril policy, a client is covered for anything except a few listed items - offering the most coverage. A Named Peril policy only covers a select few items listed as potential claims by your insurance provider.
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